policy—including your spouse, children, and other resident relatives—and it also impacts your uninsured/underinsured motorist (UM/UIM) benefits. While full tort coverage usually costs a bit more, it offers far greater peace of mind and ensures you and your family retain the right to be fully compensated if tragedy strikes. At HGSK Injury Lawyers, we handle both full and limited tort claims and are here to help our clients understand their rights every step of the way. First 72 Hours After a Crash: What Actually Protects My Rights? The hours immediately following a car crash are critical. What you do—or don’t do—can make all the difference in protecting your rights. First, call the police and make sure a report is filed. A formal police report documents how the crash occurred and identifies the at-fault driver, which is essential for any insurance or legal claim. Next, gather evidence at the scene. Take photos or videos of the vehicles, WWW.LAWYER-MONTHLY.COM 19 Jared Teich - Partner at Haggerty, Goldberg, Schleifer & Kupersmith, P.C.
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