When to Make a Personal Injury Claim

When to Make a Personal Injury Claim

Have you been recently involved in an accident? Are you wondering if you should go to court and file a lawsuit against the other party? 

The law protects and allows victims to recover from damages and injuries that are caused by another. Presenting your case to court allows you to receive the compensation that you need to pay medical fees and other expenses. It also allows you to receive justice after going through a traumatic event.

Despite that, some victims still feel hesitant to seek legal assistance. Fear, doubts, and lack of information about the proper procedures contribute to that hesitation. But for incidents like this, it is best to reach out to a personal injury lawyer who can advise you of the proper action to take so that your rights and interests will be fully protected.

Below, we will discuss when you should make a personal injury claim.

Multiple Parties Were Involved in the Accident

Many cases would usually involve multiple parties such as rear-end car accidents. In these instances, each party is financially accountable for damages and injuries that were caused to the other. 

Oftentimes, the driver who caused the crash bears most of the fault. However, the penalty could be reduced if it is found that there was contributory negligence on your part or from the other parties. Rear-end crashes are often complicated, and it is sometimes hard to determine who is actually at fault.

 If you were injured in a car accident and multiple drivers could be blamed, you might want to hire and consult a competent lawyer at an auto accident law firm. A legal representative can send demand letters on your behalf, and even help you initiate court proceedings to compel the other parties to settle any damages caused to your car. Through your lawyer, you can also demand reimbursement for the medical bills you incurred due to the accident.

 If you were injured in a car accident and multiple drivers could be blamed, you might want to hire and consult a competent lawyer at an auto accident law firm

Your Claim Has Been Denied

You acquired an insurance policy for a reason—and that is to be protected. Unfortunately, some insurance companies take advantage of policyholders who have no idea of the processes involved in making a personal injury claim. 

These companies may immediately offer settlement fees that are less than a fraction of what you should have received. Some may even attempt to circumvent the policy and claim that the incident is not covered. 

A lawyer, however, can help demand insurance claims on your behalf. A lawyer would know how to interpret the insurance contract with your best interests in mind. You can be assured that your lawyer can argue the terms and conditions of the policy in your favor.

before the Statute of Limitations Bars Your Claim

Failure to file a lawsuit within a specific period may permanently bar your claim. This is what the statute of limitations means. However, the period may vary depending on your state. In some states, personal injury claims based on negligence should be filed or raised within just a year from the accident. Some states, however, allow a six-year limitation for such claims.

Moreover, keep in mind that a single lawsuit can have multiple claims that might be subject to varying limitations. With this, it would be better to reach out to a lawyer right after the accident so you can file your case on time and increase your chances of receiving the compensation you truly deserve.

The Takeaway

The process of making a personal injury claim may seem overwhelming or stressful. However, it is crucial to remember that a competent attorney will be with you in every single undertaking. Likewise, there are personal injury law firms that offer free consultations, so you don’t have to be afraid about initial costs. Aside from that, you don’t have to settle every claim in court. Your lawyer may instead facilitate a settlement that will be fair to you and all the other parties involved.

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