What is SR22?

Here we explore what SR22 insurance is, when you may need it and how Breathe Easy Insurance can help.

 

  1. What is SR22?

The SR22 is an insurance proof certificate that certifies or demonstrates to the DMV that you have at least the state’s minimum limits of liability active in your name.

  1. Who needs an SR22?

While state SR22 requirements vary, you will likely need an SR22 if you have committed any of the following:

  • Drunk driving conviction
  • Failing to provide proof of auto insurance
  • Incurring an excessive number of traffic tickets
  • Having unsatisfied judgments
  • Falsifying insurance documents
  • Involuntary or voluntary manslaughter
  • Operating a vehicle with a suspended license

 

  1. What does an SR22 do?

An SR22 shows the DMV that you have at least the state’s minimum limits of liability active in your name.  Breathe Easy helps our customers get the right coverage and SR22 filing so they can get back on the road.

  1. How does SR22 differ from FR44?
  2. What are the consequences of driving without an SR22?

A license can be suspended if an SR22 is required, but there is no SR22 on file with the state’s DMV.

  1. What is an IID?

An ignition interlock device, often referred to as a car breathalyzer, is a small, hand-held breathalyzer that is installed in your vehicle. The device has a mouthpiece in it that you will blow into before starting your vehicle. With a clean breath sample, you’ll immediately be able to start your vehicle.

  1. What are the DMV requirements for convicted CA DUI offenders?
    1. Enroll in DUI program
    2. Provide SR22
    3. Install IID (varies)
    4. Pay DMV reinstatement fee
  2. How do you work with DUI attorneys, and how is this beneficial for clients?

DUI attorneys will use Breathe Easy as a referral source for clients to help them navigate the license reinstatement process. Once the attorney-client contacts us, we will customize an approach for the client to satisfy the DMV requirements and get their license to reinstated.  We walk them through how a DUI will affect their auto insurance rates while providing them with an SR22 certificate of insurance.

We will discuss the license reinstatement options available, set them up with an IID if required in their state, and direct them to the right DUI program. We do all of this to save the client money and time.

 

Bindu Mishra 

p: 844.580.7510

e: Bindu@BreatheEasyIns.com

w: BreatheEasyIns.com 

 

 

My name is Bindu Mishra. I lead and manage the marketing team at Breathe Easy Insurance. I am a creative and versatile marketer with a passion for technology. I strategize and execute all client’s life-cycle digital communications here.

 

Breathe Easy specializes in providing insurance for people with DUIs and other high-risk drivers. For the last ten years, we have helped our clients obtain SR22 filings, Ignition Interlock Devices, and different insurance products. We are headquartered in California, and we currently write in 41 states.

 

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